Cash Flow Forecasting
Build rolling cash flow forecasts that keep your business solvent through growth, seasonality, and uncertainty. From 13-week operational models to multi-year strategic projections.
Get a QuoteCash is the only number that matters at 5pm on Friday
Profit is an opinion. Cash is a fact. Every business owner knows the feeling of having a profitable month on paper while struggling to make payroll. A cash flow forecast bridges that gap - it tells you not just whether you'll be profitable, but whether you'll have the cash to operate.
We build cash flow forecasting models tailored to your business - your revenue cycles, your payment terms, your cost structure. Whether you need a simple 13-week rolling forecast or a full multi-year model with debt covenants and investor reporting, we have you covered.
What a good forecast gives you
Predict Cash Shortfalls
Spot funding gaps 8-13 weeks ahead so you can arrange finance before you need it, not after the bank balance hits zero.
Optimise Working Capital
Time supplier payments, customer collections, and inventory purchases to minimise borrowing costs and maximise cash on hand.
Stress-Test Your Assumptions
Model what happens when a major customer pays late, a supplier raises prices, or revenue dips. Know your buffer before you need it.
Build Stakeholder Confidence
Present a rolling 13-week forecast to banks, investors, or your board that shows you run a tight ship and understand your cash drivers.
Common use cases
- Rapid-growth SMEs burning cash faster than revenue catches up
- Seasonal businesses needing to plan for lean months in advance
- Property developers managing staged payments and milestone draws
- E-commerce operators navigating inventory pre-purchase and payment cycles
- Businesses preparing for bank loan applications or overdraft renewals
Related articles
Cash Flow Forecasting for Growing SMEs: A Practical Excel Framework
Cash Flow Forecasting in Excel: Direct vs Indirect Method Explained
Automated 13-Week Cash Flow Forecast with Power Query
Cash Flow Forecasting: A Practical Guide for Australian SMEs
Building a Property Development Cash Flow Model in Excel
Need a cash flow forecast?
We build financial models that give you clear visibility of your cash position - so you can make decisions with confidence, not crossed fingers.
Get a Quote